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First Time Homebuyers: Upper Montclair, Glen Ridge and South Orange New Jersey home buying, real estate listings, and homes for sale in Essex County County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Upper Montclair, Glen Ridge and South Orange real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Zoning Laws >Zoning In

Every city and county has zoning laws that define and restrict how property owners can use the land. The purpose of zoning regulations is to establish development standards and to ensure that the land is used for the common good.

There are restrictions on both the type of structures you can build and how the property can be used. Common zoning categories are residential, agricultural, industrial, commercial and recreational. There are sub-categories such as single-family residential zones and multiple family residential zones, (areas where condo and apartment complexes are permitted.)

Zoning ordinances also contain restrictions on the height and square footage of the buildings, the number of stories allowed and how close buildings can be to one another. They state what kinds of facilities are required for each form of use -- for instance, a residential property must have a driveway. Whether you intend to buy a new piece of property or improve one that you already own, zoning laws will dictate what you will be able to do with your land.

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Q	Why is the Terra Amata site in Nice, France famous?
A	Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Nancy Sussmann, REALTORŽ, real estate agent and broker for Upper Montclair, Glen Ridge and South Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Sussmann
Schweppe Burgdorff Realtors
736 Valley Road
Upper Montclair, NJ. 07043
Direct Line: 973 233-2347
Cell: 917 885-2582
Fax: 973 744-7679
Email: nancysussmann@NUMBER1EXPERT.com
Whether youre planning on selling or buying a home, you need a full time professional with a keen sense of the market to guide you through the entire process with confidence and ease.

BUYERS: As a former New Yorker who loves her suburban lifestyle, Im dedicated to helping you find your dream home in suburban Essex County the easiest, fastest, most stress-free way.

SELLERS: Hiring a Realtor should be a business decision. With Schweppe Burgdorffs proven marketing system behind me, I will ensure that you get the most money that the market will bear for your greatest investment.

For several years I co-owned a successful girls couture clothing line based in NYC and sold around the world. With a design and manufacturing background, I bring my business acumen and creativity to the table in every deal. I have very high standards and thats why I am proud to work for a company that is the market leader in West Essex County. Last year we had over 1000 closed transactions while our nearest competitor closed about 350. I am a member of the National Association of Realtors, The West Essex Board of Realtors and The Garden State MLS. I rank among the top 2% in sales productivity among Realtors across the country. I would welcome the opportunity to assist you with all your real estate needs.

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NUMBER1EXPERT™ in real estate for Upper Montclair, Glen Ridge and South Orange, New Jersey, luxury homes

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