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"Our experience couldn't have been better."
"Nancy was available anytime, day or night. Her professionalism and dedication to helping us was commendable. We cannot thank Nancy enough for her help, both with finding a house and with details after our purchase. She was so easy to work with and our experience couldn't have been better."
Grant and Kristy Mellon
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Financing Your Home >Happy Banking
When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.
A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.
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| Q |
Nearly every state has a mandate for seller disclosure. What must a seller disclose?
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| A |
The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
