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Ask Anything: Upper Montclair, Glen Ridge and South Orange New Jersey home buying, real estate listings, and homes for sale in Essex County County, NJ

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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
A	The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Nancy Sussmann, REALTORŽ, real estate agent and broker for Upper Montclair, Glen Ridge and South Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Sussmann
Schweppe Burgdorff Realtors
736 Valley Road
Upper Montclair, NJ. 07043
Direct Line: 973 233-2347
Cell: 917 885-2582
Fax: 973 744-7679
Email: nancysussmann@NUMBER1EXPERT.com
Whether youre planning on selling or buying a home, you need a full time professional with a keen sense of the market to guide you through the entire process with confidence and ease.

BUYERS: As a former New Yorker who loves her suburban lifestyle, Im dedicated to helping you find your dream home in suburban Essex County the easiest, fastest, most stress-free way.

SELLERS: Hiring a Realtor should be a business decision. With Schweppe Burgdorffs proven marketing system behind me, I will ensure that you get the most money that the market will bear for your greatest investment.

For several years I co-owned a successful girls couture clothing line based in NYC and sold around the world. With a design and manufacturing background, I bring my business acumen and creativity to the table in every deal. I have very high standards and thats why I am proud to work for a company that is the market leader in West Essex County. Last year we had over 1000 closed transactions while our nearest competitor closed about 350. I am a member of the National Association of Realtors, The West Essex Board of Realtors and The Garden State MLS. I rank among the top 2% in sales productivity among Realtors across the country. I would welcome the opportunity to assist you with all your real estate needs.

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NUMBER1EXPERT™ in real estate for Upper Montclair, Glen Ridge and South Orange, New Jersey, luxury homes

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